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| APPLICATION REQUIREMENTS |
| Home Loan Application Kit |
| Credit Information Authority |
| Completely filled-out application form |
| Photocopy of bank statements for the past 6 months |
| Proof of other non-salary income such as certificates of deposits; |
| Stock/Bond certificates; lease contracts showing terms and monthly |
| Payments and documents evidencing pensions/allotments |
| Marriage Contract (if applicable) |
| Photocopy of contract to Sell or Option to Buy (optional) |
| Payment of appraisal fees |
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| IF EMPLOYED |
| Latest ITR with W-2 and; |
| Certificate of employment and compensation |
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| IF ENGAGED IN BUSINESS |
| Business certificate and last two years financial statements with ITR |
| DTI/SEC Registration Articles of Incorporation and By Laws |
| In-house financial statements when available |
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| IF LOAN IS FOR REFINANCING |
| Latest stateeement of account from mortgagor/creditor |
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| FOR APPRAISAL PURPOSES |
| Owner`s Copy - Transfer Certificate of Title (TCT) |
| Vicinity/Location Map & Lot Plan signed by Geodetic Engineer |
| Tax Declaration, latest Real Estate Tax Receipt and Tax Clearance |
| As built or floor plan (if applicable) |
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| ADDITIONAL: |
| For Construction loan |
| Building Plans, Building Specifications, Bill of Materials and |
| Labor Cost |
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| For Condominium Units |
| Condominium Certificate of Title (CCT) |
| Photocopy of Mother TCT (best efforts) |
| Master Deed and Deed of Restrictions |
| Master Insurance Policy (if applicable) |
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| POST APPROVAL REQUIREMENTS |
| Photocopy of valid Ids of Borrowers |
| Photocopy of reseidence certificate of borrowers |
| Original Owner`s copy of TCT |
| Original Tax Declaration on Land & Improvements |
| Original Tax Receipts on Land & Improvement for the current year |
| Original Tax Clearance on Land & Improvement for the current year |
| Loan documents (eg. Promissory Note, Automatic Debit Agreement, Borrower`s Authority |
| to release Proceeds, Disclosure Statement) |
| Real Estate Mortgage contract and other documents as required by the bank |
| Payment of Real Estate Mortgage Registration Fees, MRI Premium, Fire Insurance premium when |
| Applicable, Processing Fees, Documentary Stamps on Promissory Notes & other fees |
| deemed applicable |
| Other documents required as per Letter of Advice |
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